Alternative payment processing for small, medium and high-risk businesses
Rapid Pay Processing
> 24/7 live operator customer service. We’re here for you.
> Don’t overpay. Save up to 50% on processing fees.
> Get approved quickly, as fast as 72 hours.
Payment Solutions for Any Business
Rapid Pay Processing provides fast, easy, and secure payment solutions for high-risk and unique business scenarios. Changing to Rapid Pay Processing provides fast, easy, and secure payment solutions for small, medium, and high-risk businesses.
How We Ensure Quick and Secure Transactions.
We offer rapid approvals and seamless transaction processing through our extensive network within the payment processing industry. Our advanced security measures protect your business and customer data, allowing you to focus on growth without worrying about payment-related issues.
Our Commitment to Exceptional Customer Service.
We pride ourselves on delivering exceptional 24/7 365-day live customer service. Our dedicated team is always ready to assist you, ensuring smooth payment processing and any issues are promptly addressed. We understand that even a single hiccup can lead to lost customers, and we’re here to prevent that.
How it Works.
We provide your business with a complete merchant account, with your choice of a credit card, debit card, EFT or ACH transactions. We give you everything you need to process transactions seamlessly. Today’s customers expect flexibility, and offering multiple secure payment options ensures a smooth experience that keeps them coming back. With Rapid Pay Processing, you can effortlessly collect and disburse funds while providing the convenience your customers demand.
Payment Processes for all businesses
Our Mission
To empower businesses by providing reliable and efficient payment processing for all types of businesses. We aim to be the silent partner in your success, ensuring that your customers experience seamless transactions without ever knowing we’re there.
Frequently Asked Questions
A business is labelled as “high risk” if banks or payment processors believe it has an elevated chance of chargebacks, fraud, or regulatory concerns. Industries such as CBD, gaming, adult entertainment, travel, and e-commerce are often categorized as high-risk.
Banks and payment service providers (PSPs) often have strict policies regarding risk exposure. If your business operates in an industry with higher chargebacks, regulatory scrutiny, or fraud risks, they may refuse to process your payments.
Unlike traditional banks, we specialize in high-risk processing. Our network of financial partners ensures businesses in challenging industries can still accept payments at competitive rates.
Approval times vary, but most high-risk businesses can get approved in 72 hours.
Typically, we require:
– Business registration details
– Identification documents (passport, driver’s license, etc.)
– Bank statements (last 3-6 months)
– Processing history (if applicable)
Yes! If a previous PSP shuts down your account, we can help you find a new processing solution that keeps your business running.
Absolutely! Many high-risk merchants maintain multiple processing accounts to ensure business continuity in case of unexpected shutdowns.
Yes! Even if you’re a startup without a processing history, we can provide customized payment solutions to get you up and running.
We offer EFT (electronic funds transfers), credit card processing, and direct deposit solutions.
Our clients save up to 50% on their processing fees compared to traditional banks and other high-risk payment processors.
No! We provide clear, transparent pricing with no hidden fees. Our contracts are designed to be flexible, with terms suited to your business needs.
EFT (electronic funds transfer) allows you to electronically send or receive payments directly between bank accounts, eliminating the need for paper checks.
Yes! We support businesses that need to process international transactions. Contact us for more details on global payment solutions.
Our processing solutions include fraud prevention tools, chargeback monitoring, and risk management services to help keep your transactions secure.
Yes, we ensure full PCI compliance to protect sensitive payment data and keep transactions secure.
If your account is flagged, we work with you to provide documentation and review the case with our banking partners. Unlike some PSPs, we don’t immediately shut down accounts without discussion.
PCI compliance refers to the Payment Card Industry Data Security Standard (PCI DSS)—a set of security guidelines that businesses must follow to protect credit card data. It helps prevent fraud, data breaches, and unauthorized access to sensitive payment information.
Yes! We ensure full PCI DSS compliance to safeguard credit card transactions and protect businesses from security risks.
If your business does not meet PCI compliance requirements, you may face higher processing fees, fines, or even account termination from your payment processor. Maintaining compliance helps avoid security risks and ensures uninterrupted processing.
We provide secure payment gateways, tokenization, data encryption, and fraud prevention tools to ensure every transaction meets PCI standards. Our team also guides businesses through compliance requirements.
Tokenization replaces sensitive credit card data with a unique, encrypted token that can be used for processing payments without exposing the actual card details. This reduces the risk of data breaches and fraud.
Encryption ensures that all credit card data is scrambled during transmission, making it unreadable to unauthorized parties. This adds an extra layer of security against fraud.
Yes, but only if stored securely using PCI-compliant tokenization. This allows businesses to offer one-click payments or recurring billing without storing raw card data.
A chargeback occurs when a customer disputes a transaction, leading to a refund. To reduce chargebacks, we offer fraud monitoring tools, chargeback alerts, and best practices for secure transactions.
Yes! Our system includes real-time fraud monitoring, transaction screening, and AI-driven risk assessment to help protect your business from fraudulent activity.
Certain business types have designated high-risk MCCs, which make it harder to get approved for traditional payment processing. We specialize in working with businesses in these categories to provide tailored processing solutions.
If your PSP unexpectedly shuts down your account, contact us immediately. We specialize in high-risk payment solutions and can provide a backup processor to keep your business running smoothly.
Alternative payment processing for small, medium and high-risk businesses